:root{
  --navy:#06244d;
  --navy-2:#0c386e;
  --gold:#d79a2b;
  --gold-light:#f2c86c;
  --ink:#122033;
  --muted:#627086;
  --paper:#ffffff;
  --soft:#f5f7fa;
  --line:#dfe5ec;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Segoe UI,Arial,sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,92%);margin:auto}
.topbar{
  background:var(--navy);
  color:#fff;
  font-size:.92rem;
}
.topbar .container{
  display:flex;justify-content:space-between;gap:20px;
  padding:8px 0;flex-wrap:wrap;
}
.nav{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.nav-inner{
  display:flex;align-items:center;justify-content:space-between;
  min-height:82px;gap:30px;
}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:76px;height:62px;object-fit:contain}
.brand-text strong{display:block;color:var(--navy);font-size:1.05rem;letter-spacing:.05em}
.brand-text span{font-size:.78rem;color:var(--gold);letter-spacing:.14em}
.nav-links{display:flex;align-items:center;gap:26px;font-weight:650;color:var(--navy)}
.nav-links a:hover{color:var(--gold)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--gold);color:#10213d;
  padding:13px 22px;border-radius:8px;font-weight:800;
  border:1px solid var(--gold);transition:.2s ease;
}
.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(6,36,77,.14)}
.btn.secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.65)}
.hero{
  background:
    radial-gradient(circle at 10% 10%,rgba(242,200,108,.22),transparent 32%),
    linear-gradient(120deg,var(--navy) 0%,var(--navy-2) 62%,#fff 62.2%);
  min-height:650px;color:#fff;overflow:visible;
}
.hero-grid{
  display:grid;grid-template-columns:1.18fr .82fr;align-items:center;
  gap:48px;min-height:650px;
}
.eyebrow{
  text-transform:uppercase;letter-spacing:.18em;font-size:.82rem;
  font-weight:800;color:var(--gold-light);
}
.hero h1{
  font-size:clamp(2.6rem,6vw,5.3rem);
  line-height:1.02;margin:.2em 0 .25em;
}
.hero p{font-size:1.18rem;max-width:670px;color:#e8edf5}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-card{
  position:relative;align-self:center;
  display:flex;justify-content:center;align-items:center;
  min-height:650px;padding:28px 0;
}
.hero-card::before{
  content:"";position:absolute;inset:12% -12% 0 2%;
  border-radius:48% 48% 0 0;background:rgba(215,154,43,.14);
}
.hero-photo{
  position:relative;width:min(390px,100%);height:auto;max-height:none;
  object-fit:contain;object-position:center center;
  border-radius:38px;
  filter:saturate(.95) contrast(1.02);
}
.trust-strip{
  border-bottom:1px solid var(--line);background:#fff;
}
.trust-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:0;
}
.trust-item{
  padding:24px 18px;text-align:center;border-right:1px solid var(--line)
}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);font-size:1.05rem}
.trust-item span{color:var(--muted);font-size:.92rem}
.section{padding:88px 0}
.section.soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:42px}
.section-head h2{
  color:var(--navy);font-size:clamp(2rem,4vw,3.2rem);
  margin:.15em 0 .3em;line-height:1.12;
}
.section-head p{color:var(--muted);font-size:1.05rem}
.cards{
  display:grid;grid-template-columns:repeat(4,1fr);gap:22px;
}
.card{
  background:#fff;border:1px solid var(--line);border-radius:18px;
  padding:28px;box-shadow:0 14px 32px rgba(16,33,61,.06);
}
.card .icon{
  width:52px;height:52px;border-radius:14px;
  display:grid;place-items:center;background:rgba(215,154,43,.14);
  color:var(--navy);font-size:1.5rem;font-weight:900;margin-bottom:18px;
}
.card h3{color:var(--navy);margin:.2em 0 .45em;font-size:1.28rem}
.card p{color:var(--muted);margin:0}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{
  background:var(--navy);color:#fff;border-radius:18px;padding:30px;
  position:relative;overflow:hidden;
}
.step::after{
  content:attr(data-step);position:absolute;right:16px;top:-18px;
  font-size:6.5rem;font-weight:900;color:rgba(255,255,255,.06)
}
.step h3{color:var(--gold-light);margin-top:0}
.about-grid{
  display:grid;grid-template-columns:.82fr 1.18fr;gap:56px;align-items:center;
}
.about-photo{
  border-radius:26px;overflow:hidden;box-shadow:0 24px 54px rgba(6,36,77,.18);
}
.about-photo img{width:100%;height:auto;max-height:none;object-fit:contain;object-position:center top}
.checks{display:grid;gap:12px;margin:24px 0 30px}
.checks div::before{content:"✓";color:var(--gold);font-weight:900;margin-right:10px}
.cta{
  background:linear-gradient(120deg,var(--navy),var(--navy-2));
  color:#fff;border-radius:26px;padding:46px;
  display:flex;align-items:center;justify-content:space-between;gap:30px;
}
.cta h2{margin:0 0 8px;font-size:clamp(1.8rem,4vw,3rem)}
.cta p{margin:0;color:#dce5f1}
.page-hero{
  padding:90px 0 72px;
  background:linear-gradient(120deg,var(--navy),var(--navy-2));
  color:#fff;
}
.page-hero h1{font-size:clamp(2.4rem,5vw,4.2rem);margin:.1em 0}
.page-hero p{max-width:720px;color:#dbe4ef}
.contact-grid{
  display:grid;grid-template-columns:.8fr 1.2fr;gap:38px;
}
.contact-panel,.form-panel{
  border:1px solid var(--line);border-radius:20px;padding:34px;background:#fff;
}
.contact-panel{background:var(--navy);color:#fff}
.contact-panel h2{margin-top:0}
.contact-list{display:grid;gap:18px;margin-top:28px}
.contact-list strong{display:block;color:var(--gold-light)}
form{display:grid;gap:16px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{font-weight:700;color:var(--navy);font-size:.92rem}
input,select,textarea{
  width:100%;margin-top:7px;padding:13px 14px;border:1px solid #cfd7e2;
  border-radius:9px;font:inherit;background:#fff;
}
textarea{min-height:150px;resize:vertical}
button.btn{cursor:pointer;font:inherit}
.notice{
  margin-top:14px;font-size:.85rem;color:var(--muted)
}
footer{background:#041a38;color:#dce4ef;padding:48px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:40px}
footer h3{color:#fff}
footer a{color:#dce4ef}
footer a:hover{color:var(--gold-light)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;
  display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.84rem
}
.menu-btn{display:none;background:none;border:0;font-size:1.7rem;color:var(--navy)}
@media(max-width:900px){
  .menu-btn{display:block}
  .nav-links{
    display:none;position:absolute;left:0;right:0;top:82px;
    background:#fff;padding:20px 4%;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:flex-start;
  }
  .nav-links.open{display:flex}
  .hero{background:linear-gradient(145deg,var(--navy),var(--navy-2))}
  .hero-grid,.about-grid,.contact-grid{grid-template-columns:1fr}
  .hero-grid{padding-top:70px}
  .hero-card{justify-content:center;min-height:auto;padding:20px 0 40px}
  .hero-photo{height:auto;max-height:none;width:min(360px,88vw)}
  .cards{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .trust-item:nth-child(2){border-right:0}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .cards,.two,.footer-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .cta{padding:30px;align-items:flex-start;flex-direction:column}
  .hero h1{font-size:2.65rem}
  .brand-text{display:none}
}

.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}
.consent{display:flex;align-items:flex-start;gap:10px;color:var(--muted);font-weight:500}
.consent input{width:auto;margin:5px 0 0}